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Business Insurance in Garland, TX

Business insurance policies can help protect your company from financial losses due to unexpected events. Having the right coverage in place can make a significant difference in your ability to recover and continue serving your customers.

Coverage Options

Every business is different, which is why we offer a range of insurance options tailored to your needs. Common types of insurance policies include: person in yellow hard hat and brown jacket

  • General liability insurance can be helpful in case a third-party files a claim of personal injury, property damage, or bodily harm against your business.
  • Commercial property insurance can cover your building, equipment, inventory, and other physical assets from certain risks like fire, theft, vandalism or specific weather events.
  • Commercial auto insurance can help pay for repairs if your business vehicle is stolen or damaged in an accident, fire, natural disaster, theft or vandalism.
  • Workers’ compensation insurance can help pay for medical payments and lost wages of employees who are injured or ill due to a workplace accident.
  • Professional liability insurance can cover claims of mistake, negligence or failure to provide services made against your business.
  • Business owner’s policy (BOP) offers general liability, commercial property and businesses interruption coverage in one policy.

Why Do Businesses Need Insurance?

Your business can face a range of risks, including severe weather, employee injuries and third-party lawsuits. Insurance can help cover costs that might threaten your company’s financial future. Some policies may also be required depending on the state. For example, Texas requires commercial auto insurance for businesses that use vehicles, while workers’ compensation is mandated for companies that have contracts with the government.

How Our Team Supports Local Businesses

At One Choice Insurance, we work closely with business owners to assess risks, explain coverage options, and customize insurance plans that fit their needs and budget. We’re here to answer your questions and provide ongoing support as your business grows.

 

Contact One Choice Insurance today to discuss your insurance options and get a personalized quote.

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