Auto Insurance in Garland, TX
Finding the right auto insurance is essential for every driver. At One Choice Insurance, we are committed to helping our clients secure ideal insurance coverage for their vehicles at a price that meets their financial circumstances.
What Does Auto Insurance Cover? 
While inclusions can vary depending on the insurer, a standard auto insurance policy can often offer coverage for the following:
- Bodily injuries and property damage you cause to other people following an accident for which you’re at fault
- Damage to your vehicle due to a fire, theft, vandalism or natural disaster
- Your vehicle’s repair costs after a collision with another automobile or a stationary object, such as a building or signpost.
- Your losses after an accident where the at-fault driver does not have enough liability insurance
- You and your passengers’ medical expenses after an accident, regardless of fault
Who Needs Auto Insurance?
Texas generally requires drivers to carry minimum amounts of liability coverage. Lenders can also mandate comprehensive and collision coverage, especially if you’re financing your vehicle. You should also be mindful that fulfilling minimum requirements does not necessarily constitute adequate coverage. You may need to invest in coverage limits and endorsements to sufficiently address your unique insurance needs.
How Much Does an Auto Insurance Policy Cost?
Several factors can influence your auto insurance rates. These include, but are not limited to:
- Prior claims
- Diving record
- Location
- Vehicle type, model and year
- Coverage selection
- Deductible
Where Can I Purchase an Auto Insurance Policy?
Contact One Choice Insurance today to learn more about your auto insurance options or request a personalized quote.